Cigna nalc - Individuals age 13 and older can access other services offered by CareAllies/Cigna. CignaPlus Savings® is a discount dental program that provides members access to discounted fees with participating dental providers. For more information on this program, call 877-521-0244 or visit www.cignaplussavings.com.

 
Services must be on the list of eligible codes contained within in our Virtual Care Reimbursement Policy. Claims must be submitted on a CMS-1500 form or electronic equivalent. Modifier 95, GT, or GQ must be appended to the virtual care code (s). Claims should be billed POS 02. Except for the noted phone-only codes, services must be interactive .... Cost of eye exams at walmart

Cigna Group (NYSE:CI) has observed the following analyst ratings within the last quarter: Bullish Somewhat Bullish Indifferent Somewhat Beari... Cigna Group (NYSE:CI) has obse...The NALC Health Benefit Plan has partnered with Revenue Management Solutions (RMS) to implement its state-of-the-art provider platform for electronic payments and more. Besides giving eligible providers the ability to electronically receive payments for covered services from the NALC Health Benefit Plan, the RMS Platform offers expanded online ...Detailed informa-tion on the benefits for the 2022 NALC. Stephanie. Health Benefit Package can be found in the oficial brochure. Stewart Program-wide changes. Effective in 2022, …Cigna Behavioral Health Phone: 800.926.2273 Website: CignaforHCP.com Home delivery pharmacy Cigna Home Delivery Pharmacy: 800.285.4812 Express Scripts Pharmacy, a Cigna company: 800.211.1456 Accredo, a Cigna specialty pharmacy Accredo Physician Service Center: 844.516.3319 Website: Accredo.com > PrescribersCigna Open Access Plus (OAP) No referrals needed to specialists. Out-of-network services are covered but you will have higher out-of-pocket costs and you may need to file a claim. Choosing a primary care provider (PCP) to serve as your personal health advocate and coordinate your care is recommended, but not required.Important Notice of Nondiscrimination Law (Section 1557 of the Affordable Health Care Act) applicable to the NALC Health Benefit Plan for Employees and Staff. NALC Health Benefit Plan for Employees and Staff Brochure. Summary of Benefits and Coverage (SBC) Uniform Glossary of Coverage and Medical Terms. Cigna Healthcare OAP Online Provider ...The NALC has partnered with Cigna so members of the health pan have open access to a network of doctors of 2,943,436 PPO providers nation wide. You do not have Cigna … NALC Health Benefit Plan (HBP) is a not-for-profit organization that offers health insurance to letter carriers and their families since 1950. It is the only health plan owned and operated by letter carriers, and it pays particular attention to their health needs. Learn more about its benefits, options, and contact information. Services must be on the list of eligible codes contained within in our Virtual Care Reimbursement Policy. Claims must be submitted on a CMS-1500 form or electronic equivalent. Modifier 95, GT, or GQ must be appended to the virtual care code (s). Claims should be billed POS 02. Except for the noted phone-only codes, services must be …You can locate an OAP provider or hospital, or verify that your provider participates in the Cigna HealthCare OAP network by calling 877-220-NALC (6252) or visiting our Cigna HealthCare OAP Online Provider Directory. If you live in the Commonwealth of Puerto Rico and need to locate a PPO provider, click here.Services must be on the list of eligible codes contained within in our Virtual Care Reimbursement Policy. Claims must be submitted on a CMS-1500 form or electronic equivalent. Modifier 95, GT, or GQ must be appended to the virtual care code (s). Claims should be billed POS 02. Except for the noted phone-only codes, services must be interactive ...Cigna HealthCare Shared Administration OAP Network. You have access to more PPO providers and improved discounts, which means less out-of-pocket for you. The NALC Health Benefit Plan offers our members a nationwide PPO provider network with greater discounts through our partnership with the Cigna HealthCare Shared Administration OAP Network.The charts are mixed....PAA Pipeline firm Plains All American Pipeline, L.P. (PAA) was cut to a neutral rating Monday by a major sell-side firm. Let's check the charts and indicato...While the benefits of Medicare Supplement Plan G remain the same regardless of your insurance company (as mandated by the government), in some states the premium you pay may vary according to a number of factors, including age, location, gender, and overall health. Cigna Healthcare offers competitive rates and, in some states, premium …The NALC High Option Plan — Aetna Medicare Advantage also provides access to additional valuable programs and services such as Healthy Home Visits, home-delivered meals after discharge from an inpatient hospital stay, nonemergency transportation and the SilverSneakers® fitness benefit.1601 Chestnut St, Philadelphia, PA 19103-0003. BBB File Opened: 1/1/1929. Years in Business: 41. Business Started: 6/2/1982. Business Incorporated: 6/2/1982.Caremark Forms. Mail Order Prescription Form: Complete this patient profile/order form. Send this form, along with your prescription (s) and payment. Short-Term Prescription Form: If you purchase prescriptions at a non-network pharmacy, or elect to purchase additional refills at a preferred network pharmacy, or an NALC CareSelect Network ...We would like to show you a description here but the site won’t allow us.This plan offers enhanced benefits for members who have Medicare Parts A and B as their primary coverage. NALC High Option Plan — Aetna Medicare Advantage will give you access to annuitant-focused benefits, award-winning customer service, and value-added programs. Now that’s a health plan that works hard for you.We would like to show you a description here but the site won’t allow us.Cigna HealthCare of Arizona, Inc. Government Programs - Overpayment Recovery. 11001 N. Black Canyon Highway. Phoenix, AZ 85029. Checks should be made payable to Cigna Healthcare. To ensure we apply the refund correctly, please include a copy of the explanation of payment you received. If you work with multiple payers, enroll in EFT …CIGNA; CVS Caremark® Cigna Telehealth; Hinge Health; Plans and Benefits. Plan Brochure; Rates; Benefits at a Glance; Medicare Benefits; Rx Drug Benefits; Gender Affirming Care; Wellness and Other Special Features; Member Resources. Forms; Publications; Eligible Medical Expenses for Health Savings Rewards; HBR Reports; Fraud, Waste and Abuse ...As of January 1, 2024, the Value Option Plan is no longer available. It has been merged into the Consumer Driven Health Plan (CDHP).• Learn more about our response to the Change Healthcare cyber event. • Provider Newsroom is now live! • Learn how to access digital ID cards. • The Cigna Group announced an agreement to divest our Medicare Advantage, Cigna Supplemental Benefits (which includes Medicare Supplemental Benefits), Medicare Part D, and CareAllies …Among the top 10 dental insurance plans ranked by Consumers Advocate, as of 2015, are plans from Delta Dental, Guardian Dental, United Concordia Dental, Ameritas and Cigna Dental. ... The program focuses on weight loss through proper nutrition, exercise, sleep and stress management. Members will have access to a Transformation Coach and a suite of online tools to help track food and activity. Members will also receive a Success Kit to support their weight loss journey including a food and weight scale, resistance band ... • Administered by Cigna Healthcare. • Offers a ... • NALC Customer Service High Option 888-636-NALC (6252) ... 888-636-NALC (6252). 26.These are called over-the-counter (OTC) hearing aids. Hearing aids work for people with mild to severe hearing loss. An audiologist can help you decide what type of hearing aid will work best for you. Together, you can pick a hearing aid based on the style you're looking for and the type of hearing loss you have. © 2024 National Association of Letter Carriers Health Benefit Plan. All Rights Reserved. Contact Us · Privacy Policy · Terms & Conditions · Site by Trilogy Cigna HealthCare P.O. Box 188004. Chattanooga, TN 37422-8004. Mental Health and Substance Abuse Claims. OptumHealth Behavioral Solutions provides our mental ... Member Mail. Forms. Publications. Eligible Medical Expenses for Health Savings Rewards. Health Assessment. HBR Reports. Fraud, Waste and Abuse. Cost of Common Conditions/Illness Tool. Member Rights and Protections Against Surprise Medical Bills. NALC Health Benefit Plan Cigna Payor 62308 P.O. Box 188004 Chattanooga, TN 37422-8004. Mental Health and Substance Use Disorder Claims. OptumHealth SM Behavioral Solutions provides our mental health and substance use disorder (MHSA) benefits. Some MHSA services require priorauthorization, call 877-468-1016 to receive authorization. If you decide to opt out of the SilverScript PDP, you will automatically remain in your current NALC prescription plan. If you need more information or wish to opt out, please call SilverScript at 833-272-9886, 24 hours a day, 7 days a week. Health Equity. NALC-MRA Claim Form | NALC-MRA Claim Form Instructions Call CVS Caremark. at 1-800-933-NALC (6252) to see if your drug is on the NALC Health Benefit Plan Formulary Drug List with Advanced Control Specialty Formulary® - Chart. Generics listed in therapeutic categories are for representational purposes only. This is not an all-inclusive list and does not guarantee coverage. Find a Doctor, Dentist, or Facility in. Enter Address, City, or Zip. Doctor by Type. Doctor by Name. Health Facilities and Group Practices. Additional Resources.Cigna Health Plans Cigna HealthSpring Cigna International Cigna Life Of Canada Cigna Medicare Supplement Cigna NALC Cigna Select Cigna Supplemental Insurance Cobb County Jail Colonial Penn Insurance Constitution Life Insurance Continental Life Insurance CoreSource Coventry Advantra Medicare Coventry Healthcare CWI Benefits, Inc. E Empire UHCChiropractic therapy. Chiropractic is an approach to health care that tries to relieve pain through spinal manipulation. It is most often used for back or neck pain, and sometimes it is used for headaches or for pain in the arms or legs. Spinal manipulation involves working on the head, shoulders, neck, back, or hips to help relieve pain.We would like to show you a description here but the site won’t allow us.NALC Health Benefit Plan Consumer Driven Health Plan (CDHP) & Value Option Plan 2017 20547 Waverly Court Ashburn, VA 20149 888-636-NALC (6252) www.nalchbp.orgWellness and Other Special feature. 24-hour help line for mental health and substance use disorder. You may call 877-468-1016, 24 hours a day, 7 days a week, to access in-person support for a wide range of concerns, including depression, eating disorders, coping with grief and loss, alcohol or drug dependency, physical abuse and managing stress. CIGNA; CVS Caremark® Cigna Telehealth; Hinge Health; In this section. Partners. CIGNA; CVS Caremark® Cigna Telehealth; Hinge Health; Plans and Benefits. Plan Brochure; Rates; Benefits at a Glance; Medicare Benefits; Rx Drug Benefits; Gender Affirming Care; Wellness and Other Special Features; Member Resources. Forms; Publications; Eligible ... Cigna Healthcare employed 7,000 clinicians, including pharmacists, medical and behavioral physicians, nurses, coaches, and advisors, based on internal HR data as of March 31, 2020. This content is offered for informational purposes only. It does not constitute medical advice. Always consult your doctor for appropriate medical advice and care ...The NALC has partnered with Cigna so members of the health pan have open access to a network of doctors of 2,943,436 PPO providers nation wide. You do not have Cigna insurance however this partnership with Cigna allows access to nearly 3 million providers.NALC Health Benefit Plan 20547 Waverly Court Ashburn, VA 20149. Form 41 - Complete this questionnaire in full when you or a covered family member have: 1) coverage under any other health plan 2) automobile insurance that pays health care expenses without regard to fault 3) Medicare coverage, or 4) a workplace-related illness or injury.© 2024 National Association of Letter Carriers Health Benefit Plan. All Rights Reserved. Contact Us · Privacy Policy · Terms & Conditions · Site by Trilogycontributions to your community. The Cigna Behavioral Health network for the NALC Health Benefit Plan CDHP has: In-Network Clinician Locations - 535,278 In-Network Facilities - 7,638 In-Network Clinics - 37,189 By choosing an In-Network provider when utilizing these mental health and substance use disorder services, you will receive the best ...You call NALC, and get nowhere. NALC uses Cigna for medical; Optumhealth for Psychiatry. When trying to make appointments for a new Doctor, they charge a $100 (up front) fee to make an appointment, when you would normally be paying co-pay of $20 during your visit. I tried to make a Psychiatry appointment to renew my ADHD meds, and I …A claim is a request to be paid, similar to a bill. If you recently went to the doctor and received care, you or your doctor will submit or “file” a claim. In most cases, if you received in-network care, your provider will file a claim for you. When Cigna HealthcareSM receives a claim, it’s checked against your plan to make sure the ...Services must be on the list of eligible codes contained within in our Virtual Care Reimbursement Policy. Claims must be submitted on a CMS-1500 form or electronic equivalent. Modifier 95, GT, or GQ must be appended to the virtual care code (s). Claims should be billed POS 02. Except for the noted phone-only codes, services must be interactive ...may be reached at 888-636-NALC (6252) for High Option or through our website: www.nalchbp.org. The address and phone number for the NALC Health Benefit Plan High Option administrative office is: NALC Health Benefit Plan 20547 Waverly Court Ashburn, VA 20149 703-729-4677 or 888-636-NALC (6252)What is a health insurance claim? A claim is a request to be paid, similar to a bill. If you recently went to the doctor and received care, you or your doctor will submit or “file” a …For Texas residents, health plans are offered by Cigna HealthCare of Texas, Inc. 1 Refer to plan documents for a description of equipment, supplies, select tests and services that are covered through these plans. Find information about medications covered by Cigna Healthcare benefit plans. See the list of all prescription drugs or search for a ...Individuals age 13 and older can access other services offered by CareAllies/Cigna. CignaPlus Savings® is a discount dental program that provides members access to discounted fees with participating dental providers. For more information on this program, call 877-521-0244 or visit www.cignaplussavings.com.Human chorionic gonadotropin (hCG) is to be used for evaluation of suspected hypogonadism in a pediatric individual. Medication is prescribed by a provider who specializes in pediatric endocrinology or pediatric urology. When coverage is available and medically necessary, the dosage, frequency, duration of therapy, and site of care should …CIGNA; CVS Caremark® Hello Heart; Hinge Health; NALC High Option Plan - Aetna Medicare Advantage; NALCHBP Telehealth; OptumHealth; Other Discount Networks; SilverScript Prescription Drug Plan (PDP) Plans and Benefits. Plan Brochure; Rates; Benefits at a Glance; Medicare Benefits; Rx Drug Benefits; Gender Affirming Care; …Plans and Benefits. Plan Brochure. Rates. Benefits at a Glance. Medicare Benefits. Rx Drug Benefits. Gender Affirming Care. Wellness and Other Special Features.What is semaglutide? Semaglutide (Rybelsus and Ozempic) is used with diet and exercise to improve blood sugar control in adults with type 2 diabetes mellitus (not for type 1 diabetes).Wegovy is used with diet and exercise in people 12 years and older to manage weight in overweight people who also have at least one weight-related medical condition …Frequently Asked Questions. Is my medical provider in-network? You can use the Cigna HealthCare OAP Online Provider Directory here or for the most up to date information, contact the CareAllies Provider Locator at 1-877-220-6252. Where can I get basic benefit information?Member Mail. Forms. Publications. Eligible Medical Expenses for Health Savings Rewards. Health Assessment. HBR Reports. Fraud, Waste and Abuse. Cost of Common Conditions/Illness Tool. Member Rights and Protections Against Surprise Medical Bills.We would like to show you a description here but the site won’t allow us.If you decide to opt out of the SilverScript PDP, you will automatically remain in your current NALC prescription plan. If you need more information or wish to opt out, please call SilverScript at 833-272-9886, 24 hours a day, 7 days a week. Health Equity. NALC-MRA Claim Form | NALC-MRA Claim Form InstructionsThe money factor is an alternate way to express the interest rate on a car lease. It is equal to the annual percentage rate times 2,400. For example, an APR of 5 percent equals a m...If you decide to opt out of the SilverScript PDP, you will automatically remain in your current NALC prescription plan. If you need more information or wish to opt out, please call SilverScript at 833-272-9886, 24 hours a day, 7 days a week. Health Equity. NALC-MRA Claim Form | NALC-MRA Claim Form InstructionsWhat is semaglutide? Semaglutide (Rybelsus and Ozempic) is used with diet and exercise to improve blood sugar control in adults with type 2 diabetes mellitus (not for type 1 diabetes).Wegovy is used with diet and exercise in people 12 years and older to manage weight in overweight people who also have at least one weight-related medical condition …Individuals age 13 and older can access other services offered by CareAllies/Cigna. CignaPlus Savings® is a discount dental program that provides members access to discounted fees with participating dental providers. For more information on this program, call 877-521-0244 or visit www.cignaplussavings.com.In order to qualify for the program, you or your adult dependent (18+) need to be enrolled in the NALC Health Benefit Plan and have blood pressure readings of 130/80 mmHg or above, or take blood pressure medications. To register, ... CIGNA; CVS Caremark® ...Cigna OAP Network Providers. We encourage you to register for the Cigna for Health Care Professionals website. It is a powerful tool to help you and your office staff do business with Cigna efficiently in real time. There are many reasons to use the Cigna for Health Care Professionals website. It’s easy to use and available at no cost to you ...This plan offers enhanced benefits for members who have Medicare Parts A and B as their primary coverage. NALC High Option Plan — Aetna Medicare Advantage will give you access to annuitant-focused benefits, award-winning customer service, and value-added programs. Now that’s a health plan that works hard for you.If you've ever tasted a Krispy Kreme original glazed doughnut, you know there's something to these delicious treats. Learn more about Krispy Kreme. Advertisement In the Southern Un...contributions to your community. The Cigna Behavioral Health network for the NALC Health Benefit Plan CDHP has: In-Network Clinician Locations - 535,278 In-Network Facilities - 7,638 In-Network Clinics - 37,189 By choosing an In-Network provider when utilizing these mental health and substance use disorder services, you will receive the best ... CIGNA; CVS Caremark® Hello Heart; Hinge Health; NALC High Option Plan - Aetna Medicare Advantage; NALCHBP Telehealth; OptumHealth; Other Discount Networks; SilverScript Prescription Drug Plan (PDP) Plans and Benefits. Plan Brochure; Rates; Benefits at a Glance; Medicare Benefits; Rx Drug Benefits; Gender Affirming Care; Wellness and Other ... CIGNA; CVS Caremark® Cigna Telehealth; Hinge Health; Plans and Benefits. Plan Brochure; Rates; Benefits at a Glance; Medicare Benefits; Rx Drug Benefits; Gender Affirming Care; Wellness and Other Special Features; Member Resources. Forms; Publications; Eligible Medical Expenses for Health Savings Rewards; HBR Reports; …Associate member enrollees of the NALC Health Benefit Plan include active and retired employees of the United States government and the District of Columbia government as well as non-member Postal Service retirees. In order to become associate members, these individuals must pay $36 each year for associate member dues, per Article 22 of the ...NALC Health Benefit Plan: High Option 32 Coverage for: Self Only, Self Plus One or Self and Family| Plan Type: FFS . 1 of 6. The Summary of Benefits and Coverage (SBC) document will help you choose a health plan. The SBC shows you how you and the plan would share the cost for covered health care services.2024 NALC Health Benefit Plan brochure. 2023 NALC Health Benefit Plan brochure. The Summary of Benefits and Coverage (High Option SBC) In this section. Partners. CIGNA; …The instructions for finding the claims address for Cigna are located at www.cigna.com; select the Member Rights and Responsibilities tab, followed by the customer forms option fro...NALC Health Benefit Plan Cigna Payor 62308 P.O. Box 188004 Chattanooga, TN 37422-8004. Mental Health and Substance Use Disorder Claims. OptumHealth SM Behavioral Solutions provides our mental health and substance use disorder (MHSA) benefits. Some MHSA services require priorauthorization, call 877-468-1016 to receive authorization.If you need help accessing our website, call 855-698-9991 As of January 1, 2024, the Value Option Plan is no longer available. It has been merged into the Consumer Driven Health Plan (CDHP). A complete listing of participating pharmacies is available at www.nalchbp.org or by calling CVS. Caremark® Customer Service at. 800-933-NALC (6252). Earn $5 in ...Eligibility/Billing Phone: Fax: 1 (603) 268-7830. Cigna Healthcare Employer Services PO Box 2010 Concord, NH 03302. Information for all other Brokers: Cigna Healthcare Sales Offices For questions or more information about Cigna Healthcare, please select a sales office in your state:Find a Doctor, Dentist, or Facility in. Enter Address, City, or Zip. Doctor by Type. Doctor by Name. Health Facilities and Group Practices. Additional Resources.Refer to the 2024 NALC Health Benefit Plan brochure (RI 71-009) for complete details. Your 2024 Drug Cost-Share When NALC is Primary Carrier. Generic Drug*: You Pay: Network Retail. up to 30 day supply. 20% of Cost (10% of cost for asthma, diabetes & hypertension) Mail Order. up to 60 day supply.

POLICY STATEMENT. Prior Authorization is recommended for prescription benefit coverage of the targeted continuous glucose monitoring systems in this policy. All approvals are provided for the duration noted below. Dexcom G5 CGM System – Dexcom [obsolete 01/01/2022] Dexcom G6 CGM System – Dexcom. Dexcom G7 CGM System – Dexcom.. Ups store north attleboro

cigna nalc

The charts are mixed....PAA Pipeline firm Plains All American Pipeline, L.P. (PAA) was cut to a neutral rating Monday by a major sell-side firm. Let's check the charts and indicato...Sep 28, 2023 · 2024 Premiums. Note: Premiums for Tribal employees are shown under the Monthly Premium Rate Column. The amount shown under employee contribution is the maximum you will pay. Your Tribal employer may choose to contribute a higher portion of your premium. Please contact your Tribal Benefits Officer for exact rates. 2024 Rate Information has been ... Cigna Plus Savings Dental Program........................................................... 1-877-521-0244. (8am-5pm). Cigna LIFESOURCE Transplant Program ...Cigna Healthcare offers quality plan options, personalized support, and low costs. Plans offer virtual care starting at $0 3 and come with $0 preventive care 4. Financial assistance available, if you qualify. Additional coverage for diabetes and asthma/COPD, if needed.Plans and Benefits. Plan Brochure. Rates. Benefits at a Glance. Medicare Benefits. Rx Drug Benefits. Gender Affirming Care. Wellness and Other Special Features.contributions to your community. The Cigna Behavioral Health network for the NALC Health Benefit Plan CDHP has: In-Network Clinician Locations - 535,278 In-Network Facilities - 7,638 In-Network Clinics - 37,189 By choosing an In-Network provider when utilizing these mental health and substance use disorder services, you will receive the best ...The NALC Health Benefit Plan knows that you may have eligibility and/or benefit verification or claim status inquiries that need to be answered before or after ...Payer ID (also known as payor ID OR EDI) is a unique ID assigned to each insurance company e.g. Cigna, BCBS, United Healthcare to receive claims electronically. It allows healthcare providers and insurance systems to interchange data with each another for eligibility and benefits verification, claims submission, and to check status of claims. ... The United States Letter Carriers Mutual Benefit Association (MBA), founded in 1891, was created for the benefit of NALC members and their families. The MBA is the life insurance division of the NALC. Today, the MBA has more than $224 million of life insurance in force on its members. Insurance plans offered by the MBA are designed to give NALC ... CIGNA; CVS Caremark® Cigna Telehealth; Hinge Health; In this section. Partners. CIGNA; CVS Caremark® Cigna Telehealth; Hinge Health; Plans and Benefits. Plan Brochure; Rates; Benefits at a Glance; Medicare Benefits; Rx Drug Benefits; Gender Affirming Care; Wellness and Other Special Features; Member Resources. Forms; Publications; Eligible ...Dallas/Fort Worth International Airport has postponed plans for a new terminal for American Airlines "indefinitely" as it navigates the coronavirus pandemic. American Airlines' pla...Google Ads is one of the best ways to get immediate business in today's digital ecosystem. Learn PPC fundamentals for small businesses with this free webinar. * Required Field Your... NALC for the $36 annual membership fee, except where exempt by law. Call Membership at 202-662-2856 for inquiries regarding membership, union dues, fees, or information on the NALC union. To enroll, you must be or become a member of the National Association of Letter Carriers. Enrollment codes for this Plan . High Option: For us to service your call better, please have your Member ID number and claimant information readily available when you place your call. NALC Health Benefit Plan for Employees and Staff. P O Box 678. Ashburn, VA 20146. The following numbers are available Monday thru Friday 8:00 a.m. - 3:30 p.m. Eastern time.Coverage, Claims, and Medicare Information. Find phone numbers for plan and coverage questions, claims mailing addresses, and more. Contact Cigna Healthcare Customer Service at 1 (800) 997-1654 or visit this page to find phone numbers for plan and coverage questions or a claims mailing address.1601 Chestnut St, Philadelphia, PA 19103-0003. BBB File Opened: 1/1/1929. Years in Business: 41. Business Started: 6/2/1982. Business Incorporated: 6/2/1982.Partners. CIGNA. CVS Caremark®. Hello Heart. Hinge Health. NALC High Option Plan - Aetna Medicare Advantage. NALCHBP Telehealth. OptumHealth. Other Discount … Per person: $12,000. Per family: $24,000. *In addition, you are responsible for the difference, if any, between the Plan allowance and the billed amount. Coordination of Benefits with Medicare (PDF) Prescription Drug Benefits. 2024 NALC Health Benefit Plan brochure. 2023 NALC Health Benefit Plan brochure. .

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